Privacy Policy

Last modified October 9th, 2025

At Clever Girl Finance, Inc. (“Clever Girl Finance,” “Clever Girl Author,”“Clever Girls Know”, “we,” “us,” or “our”), your privacy matters to us.
This Privacy Policy explains how we collect, use, share, and protect your information when you visit https://www.clevergirlfinance.com or use any of our related products, courses, or services (together, the “Site” or “Services”).

We’re committed to being transparent about what data we collect, why we collect it, and how you can control it.

1. Information We Collect

We collect both personal and non-personal information when you interact with our Site or Services. This may include:

a. Information You Provide to Us

  • Contact details such as your name, email address, or mailing address.

  • Account information such as username, password, and profile preferences when you create an account or enroll in courses.

  • Payment details when you purchase a product or service (processed securely by third-party payment processors such as Stripe or PayPal).

  • Communications including emails, messages, survey responses, or feedback.

  • User-generated content such as comments, community posts, or uploaded materials.

b. Information Collected Automatically

When you visit our Site, we and our partners may automatically collect:

  • Device and browser information (e.g., IP address, browser type, operating system).

  • Usage data (pages viewed, time spent, referring links).

  • Approximate location data (city/state).

  • Cookies and similar technologies, as explained below.

c. Information from Third-Party Sources

We may receive information from analytics providers (like Google Analytics) or from platforms you use to access our content (e.g., email service providers or social media channels), consistent with your settings on those platforms.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our Site and Services.

  • Personalize your experience and recommend content.

  • Communicate with you (e.g., newsletters, updates, offers, and educational resources).

  • Process payments and deliver purchased courses or products.

  • Analyze usage patterns to understand and improve user experience.

  • Protect against fraud, unauthorized access, or misuse.

  • Comply with legal obligations and enforce our Terms of Use.

We do not use your information to make automated decisions that have legal or significant effects on you.

3. Cookies and Similar Technologies

We use cookies, pixels, and similar technologies to recognize your browser, understand site usage, and improve our services. Cookies help us:

  • Authenticate and identify returning users.

  • Remember your preferences.

  • Secure accounts and prevent fraud.

  • Measure site performance and analytics.

You can manage or delete cookies in your browser settings.
Blocking cookies may affect how some parts of our Site function.

We use Google Analytics to better understand visitor behavior.
You can learn more about Google’s data practices here:
https://policies.google.com/privacy

To opt out of Google Analytics tracking, visit:
https://tools.google.com/dlpage/gaoptout

4. How We Share Information

We do not sell your personal information for money.
We may share limited data as follows:

  • Service providers: to operate the Site and deliver Services (e.g., payment processors, analytics tools, or email platforms).

  • Legal purposes: when required by law or to protect our rights, property, and users.

  • Business transfers: in case of a merger, acquisition, or sale of assets.

We do not share your personal information with advertisers or third-party ad networks.

5. Your Privacy Rights

Depending on your state of residence, you may have the right to:

  • Access and obtain a copy of the personal information we hold about you.

  • Correct inaccuracies in your information.

  • Delete your personal information.

  • Opt out of the sale or sharing of personal information for targeted advertising.

  • Limit the use or disclosure of sensitive personal information.

  • Appeal a denied request.

To exercise these rights, email us at hello@clevergirlfinance.com with the subject line “Privacy Request.”
We may verify your identity before processing your request. Authorized agents may submit requests on behalf of consumers if properly verified.

We will not discriminate against you for exercising any privacy rights.

6. Data Retention

We retain personal data only as long as necessary to:

  • Provide our Services,

  • Comply with legal obligations,

  • Resolve disputes, and

  • Enforce agreements.

When data is no longer needed, we securely delete or anonymize it.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, or misuse.
However, no system or transmission method is completely secure, and we cannot guarantee absolute protection.

8. Children’s Privacy

Our Site and Services are intended for adults.
We do not knowingly collect personal information from children under 13.
If we learn that a child under 13 has provided us personal data, we will delete it promptly.
If you believe this may have occurred, contact us at hello@clevergirlfinance.com.

9. International Users

If you access the Site from outside the United States, please note that your information may be transferred to, stored, and processed in the United States, where privacy laws may differ from those in your country.

10. Sale or Transfer of Business

If Clever Girl Finance is involved in a merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of that transaction, consistent with this Policy.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted here with a new “Last Updated” date.
If material changes are made, we’ll provide notice on the Site or via email.
By continuing to use our Site after updates are posted, you agree to the revised Policy.

12. Contact Us

If you have any questions or wish to exercise your privacy rights, please contact us:

Clever Girl Finance, Inc.
1 Sentry Lane, #81
Chester, NJ 07930
Email: hello@clevergirlfinance.com

 

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